Effective Date: October 4, 2025
Website: https://www.chipmak.com
Contact Email: chipmakent@gmail.com

1. Introduction

Welcome to Chipmak.com (“we,” “our,” or “us”).
By accessing or using this website, you agree to comply with and be bound by these Terms and Conditions (“Terms”). If you do not agree with any part of these Terms, please do not use the site.

Chipmak.com provides educational content, resources, and insights on currency education, money management, and financial awareness for informational purposes only.

2. Use of Content

All content published on Chipmak.com — including articles, videos, graphics, guides, and downloadable materials — is intended solely for educational and informational purposes.

You may:

  • View and read the content for personal, non-commercial use.
  • Share brief excerpts or links, provided you credit Chipmak.com as the source.

You may not:

  • Reproduce, republish, or sell any part of the content without prior written permission.
  • Use the site or its materials for unlawful, deceptive, or commercial gain.

3. No Financial or Investment Advice

Chipmak.com does not provide investment, trading, or financial advice.
All information shared on this website is based on research and educational insights designed to increase financial literacy and understanding.

Any financial action you take based on information from this site is done entirely at your own risk. We recommend consulting a qualified financial or legal advisor before making any investment or trading decisions.

4. User Responsibilities

By using this site, you agree to:

  • Provide accurate information if you sign up for newsletters or participate in any referral campaigns.
  • Avoid posting or transmitting harmful, misleading, or unlawful content.
  • Use the site responsibly and in accordance with these Terms.

We reserve the right to restrict or terminate access to users who violate these Terms.

5. Intellectual Property Rights

All materials on Chipmak.com — including text, logos, graphics, and designs — are owned or licensed by us.
You are granted a limited, non-exclusive, non-transferable license to access and use the site for personal educational purposes only.

Unauthorized use of any content may result in removal, restriction, or legal action.

6. External Links

Chipmak.com may include links to third-party websites for informational or reference purposes.
We do not endorse or control the content, services, or policies of these external websites and are not responsible for any loss or damage arising from their use.

7. Privacy and Data

We value your privacy.
When you provide personal information (such as name or email) for newsletters or campaigns, it will be used only for communication and educational updates related to Chipmak.com.
We do not sell or share user data with third parties, except where required by law or necessary to operate our services securely.

8. Limitation of Liability

Chipmak.com and its contributors are not liable for any direct, indirect, or incidental losses arising from:

  • The use or inability to use our website or materials, or
  • Decisions made based on information obtained from this site.

Your use of the website is entirely at your own discretion and risk.

9. Modifications to These Terms

We may update or revise these Terms from time to time to reflect changes in our operations or applicable policies.
All updates will take effect immediately upon posting on this page.
Your continued use of the site constitutes acceptance of the revised Terms.

10. Contact Us

If you have any questions or concerns regarding these Terms and Conditions, please contact us at:
📧 chipmakent@gmail.com

By using Chipmak.com, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.